#4: Fisher Island, Miami-Dade County, Florida
Median household income: ~$410,000/year
Poverty rate: ~2%
Fisher Island was originally purchased by industrialist Carl Fisher in the early 1900s before transitioning into a private residential enclave. Accessible only by ferry, it evolved into one of the most exclusive communities in the United States, physically separated from mainland Miami.

Its wealth is driven by extreme exclusivity, luxury real estate, and its role as a tax-advantaged residence for global elites. Limited access, private amenities, and high property costs ensure a population dominated by multimillionaires and billionaires with minimal economic diversity.
